West Community Credit Union is a full service financial institution proactively promoting the credit union philosophy of “people helping people.”
Established in 1936 by 15 businesses and civic leaders with $150 in capital, West Community Credit Union presently serves multiple communities and employee groups in the St. Louis area. The credit union operates seven branches (including two Tigers Community Credit Union branches, one on the campus of the University of Missouri-Columbia and one in Bluff Creek), is at approximately $200 million in assets with over 20,000 members, and over 70 employees. With a sophisticated sales culture and management philosophy, West Community looks like a billion dollar credit union in a $200 million dollar skin
Member Service – Employee Engagement – Strategic Leadership – Innovation – Process Improvement
According to a leading research company, the world's top-performing organizations understand that employee engagement is a force that drives performance outcomes. West Community Credit Union not only recognizes this, but we feel employee engagement & empowerment are more than HR initiatives – they are a strategic foundation for the way we do business.
At West Community, we actively strive to foster a learning environment that encourages employee and management development. The credit union also empowers staff at all levels to create, innovate and drive positive change.
We are looking for a qualified professional with a passion for leadership, innovation, automation & process improvement and driving performance excellence to join the credit union team in the role of Member Services Consultant/Personal Banker. If you are interested in applying for the available position, please click on the link below.
Position Title:Member ServicesConsultant/Personal BankerDepartment:Branch
Classification:Non-ExemptApproved By: Human Resources
Position Reports To:Branch Manager
Responsible for performing a broad variety of member services such as opening and closing accounts, renewing certificate accounts and assisting members with bookkeeping and checking account problems. Answers member questions regarding Credit Union services provided and performs a variety of account maintenance. Cross sells services and performs related clerical functions as required. Assists or refers members with any and all questions or problems that arise. Attends to all telephone inquiries and transactions for members.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
1.Assumes responsibility for the effective and professional performance of member service functions.
a.Identifies and cross sells appropriate deposit, loan and convenience products by assessing members financial needs and offering suitable products.
b.Answers questions and solves problems for members by listening to problems, collecting data, securing answers and reporting results to the inquiring party. Assists with resolution of member bookkeeping and checking account problems. .
c.Assists members with management of certificate accounts and their renewals.
d.Takes consumer and home equity loan applications; processes loans; prepares loan documents and closes loans. Assists team members with loan closings and member inquiries. Performs file maintenance and account changes as needed.
e.Maintains IRA/HSA accounts and answers questions regardingIRAs\HSAs.
f. Meets individual and credit union service goals on a consistent basis by demonstrating effectives sales and service.
2.Assumes responsibility for establishing and maintaining effective, professional business relations with members.
a.Members problems or questions are courteously and promptly resolved. Follow-up is provided as needed.
b.Keeps members informed of Credit Union services and policies.
c.Maintains and projects the Credit Union's professional reputation. Maintains privacy of member account information.
d. Keeps up to date on credit union regulations, policies, and procedures.
3.Assumes responsibility for establishing and maintaining effective coordination and working relationships with area personnel and management.
a.Assists area personnel as required.
b.Keeps supervisor informed of area activities and significant problems.
c.Completes required reports and records accurately and promptly.
d. Provides feedback to supervisor on Credit Union programs and promotions.
4.Assumes responsibility for related duties as required or assigned.
a.Actively and professionally cross sells Credit Union services.
b.Performs related clerical and secretarial duties as needed.
c.Ensures that work area is clean, secure, and well maintained.
d. Attends meetings and training as required.
e. Reports to work as scheduled. Informs appropriate party when unplanned absences occur.
1.Member services functions are efficiently, effectively, and accurately performed in accordance with established policies, standards, and security procedures.
2.Good business relations exist with members. Member problems or questions are courteously and promptly resolved.
3.Good working relationships and coordination exist with area personnel and Management. Appropriate assistance is provided to area staff as needed. Supervisor is appropriately informed of area activities.
4.Required reports and records are accurate, complete, and timely.
5. Works with team to ensure production goals are met.
6.The Credit Union's professional reputation is maintained and conveyed.
7. “More Than You Imagined” service is provided to all members. Members problems or questions are courteously and promptly resolved.
Enthusiasm & Positivity: One’s own sense of pride and a positive attitude within the workplace/openness to being
part of a team.
Creating Partnerships: Creating collaborative relationships based on trust, and mutual understanding to achieve
Creativity & Adaptability: Finding creative solutions, supporting innovation and improvement opportunities and
willing to be agile.
Commitment to Learning & Growth: Growing your knowledge and skill sets to meet and exceed the expectations of
your position and our organization.
Integrity & Ethics: Serving our members and work partners honestly while upholding compliance, fairness and
cultivating relationships based on trust.
This position requires registration under the National Mortgage Licensing System (NMLS) as a Mortgage Loan Officer (MLO).
Education/Certification:High school graduate or equivalent level of experience
Required Knowledge:Thorough knowledge of member services and products provided.
Basic understanding of credit union philosophy and operations.
Experience Required:One to three years of experience at a full service financial institution.
Skills/Abilities:Excellent communication and member service skills.
Professional appearance, dress, and attitude.
Ability to operate related computer software.
Attention to detail and time management skills.
Ability to work independently and as part of a team.
Solid math and bookkeeping abilities.
None:No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
Reasoning Ability:Ability to apply common sense understanding to carry out detailed but uninvolved instructions and to deal with problems involving a few variables.
Mathematics Ability:Ability to perform basic math skills and to use decimals to compute ratios and percents, and to draw and interpret graphs.
INTENT AND FUNCTION OF JOB DESCRIPTIONS
Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected. They are also essential to an effective appraisal system and related promotion, transfer, layoff, and termination decisions. Well constructed job descriptions are an integral part of any effective compensation system.
All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate.
In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.
After careful analysis and review, I agree to the duties and responsibilities listed in the aforementioned job description:
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