About the Job
We currently have an opening for a Personal Lines Underwriter in Gainesville, Florida. This position requires a Bachelor’s degree and minimum of 2 to 4 years related business/insurance experience or Bachelor’s degree in Risk Management and Insurance, or equivalent combination of education and experience. They will provide underwriting assistance to the agency force and conveys decisions to agency force by written and/or vernal communication. Reviews insurance applications to evaluate, classify, and rate groups for insurance and accepts or rejects applications by performing the following duties across all. Florida Farm Bureau offers excellent salary and benefit package. Should you meet the qualifications, you will be contacted. NO TELEPHONE CALLS, PLEASE. For immediate consideration, apply or send resume to:
Florida Farm Bureau
PO Box 147030
Gainesville, FL 32614
Fax (352) 374-1510 ATTN: #0819
More About Us!
The Florida Farm Bureau Group is a wholly owned subsidiary of the Southern Farm Bureau Casualty Insurance Group. Southern Farm Bureau Casualty Insurance Company began 50 years ago with a group of Farm Bureau leaders, who shared a vision for better member service and lower insurance rates. Today, Southern Farm Bureau Casualty is a $2 billion company and is in the top if its class with an A.M. Best A+ Superior rating- a designation achieved by only 17 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry through innovative services and competitive products for its policy holders and an extensive training program for its claims adjusters, underwriters, and independent agents.
The Florida Farm Bureau Group consists of two domestic property and casualty insurance companies, Florida Farm Bureau Casualty Insurance Company and Florida Farm Bureau General Insurance Company. The group specializes in writing automobile, homeowners, dwelling fire, farm and business owner’s lines of insurance for members of the Florida Farm Bureau Federation. The Florida Farm Bureau group maintains an A.M. Best “A” Excellent rating, the last remaining A-rated Florida domestic company.
The group ranks as one of the market leaders in private passenger auto and homeowners insurance business in the state of Florida. The group also offers three major package policies, including a country squire policy (fire and inland marine coverage on farm personal property, farm comprehensive personal liability, and an endorsement to a homeowners and dwelling package policy), a dwelling package policy, and a commercial lines package policy.
Business is marketed and serviced by a network of exclusive agents located in each county of Florida. To be eligible for insurance coverage, membership in a county Farm Bureau is required. Job Description listed below:
SUMMARY: Reviews insurance applications to evaluate, classify, rate individuals for insurance and accepts or rejects applications by performing the following duties across all personal policy lines.
ESSENTIAL DUTIES AND RESPONSIBILITIES: Include the following. Other duties may be assigned.
Examines such documents as credit reports, driver license information and prior loss history to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property in accordance with company guidelines and eligibility.
Reviews loss history of policyholders for continuation, modification, or termination prior to policy renewals.
Reviews company records to determine amount of insurance in force on single risk or group of closely related risks, and evaluates possibility of losses due to catastrophe or excessive insurance. Writes to field representatives and other insurance or inspection companies to obtain further information, quote rates, or explain company underwriting policies.
Provides underwriting assistance to the agency force and conveys decisions to agency force by written and/or verbal communication.
Declines excessive risks. Authorizes reinsurance of policy when risk is high.
Initiates appropriate underwriting action on policy when risk is substandard to limit company obligation, and specifies applicable endorsements, or applies rating to ensure safe and profitable distribution of risks.
Re-underwrites existing policies as needed and assigns modifications or non-renewals.
Reviews selected policy changes and applies them to current policies.
QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE: Bachelor’s degree and minimum of 2 to 4 years related business/insurance experience, Bachelor’s degree in Risk Management and Insurance, or equivalent combination of education and experience.
CERTIFICATES, LICENSES and REGISTRATIONS: Have obtained or be willing to obtain Insurance Institute of America designation as Associate in Insurance Services, Associate in Personal Insurance, or Chartered Property/Casualty Underwriter within 24 months of employment. Enrollment in CPCU courses is encouraged until completed.
LANGUAGE SKILLS: Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
MATHEMATICAL SKILLS: Ability to apply moderately complex mathematical concepts. Ability to work with mathematical operations related to daily tasks.
REASONING ABILITY: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit and talk or hear.
Specific vision abilities required by this job include close vision and the ability to adjust focus.
WORK ENVIRONMENT:The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually quiet.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all the essential duties, responsibilities and requirements of personnel.