BNC National Bank –Mortgage Division is currently recruiting for a Disclosure Desk Specialist for our Overland Park, Kansas office. This exciting opportunity will perform the following duties listed among others as needed:
This position requires no previous lending experience but prior mortgage or real estate industry experience especially in residential mortgage loan processing is preferred. The candidate is responsible for the review, correction and transmittal of early and subsequent disclosure packages to borrowers. Good organizational skills and attention to detail are crucial. Interpersonal skills are critical, as this position works with other staff within the department, as well as borrowers. The incumbent must be able to communicate with these individuals with respect and courtesy. This individual should possess a current working knowledge of mortgage compliance regulations, along with the ability to accurately complete and disclose the Loan Estimate and various other early disclosure notices.
ESSENTIAL DUTIES AND ACCOUNTABILITIES
Review and ensure accuracy and data integrity of required compliance disclosures at initial application and at time of lock if necessary
Develop and maintain a thorough understanding of BNC’s LOS (loan origination system)
Provides assistance in the formulation of forms and disclosure documents in compliance with all policies and procedures
Maintains efficient levels of service and complies with regulatory timelines associated with the completion and dissemination of loan disclosures verified through the recording of events in LOS tracking system.
Delivers mortgage loan disclosures in a secure manner, maintains or updates reports timely and accurately, reviews and responds to disclosure pipeline emails within department requirements
Responsible for assisting other departments and fellow team members with their workloads to ensure a smooth flow of production of loans, which are eligible for sale to investors
COMPETENCIES - REQUIRED KNOWLEDGE AND SKILLS
Must show strong initiative and be flexible and adapt to change quickly
Must have strong problem solving and critical thinking skills
Effectively manage multiple tasks in a fast paced working environment
Communicates in a positive and professional manner at all times
Exercise independent judgment and ability to work independently
Participate in proactive team efforts to achieve departmental and company goals.
Comply with all safety policies, practices and procedures.
Report any potential or actual violations of such policies, practices or procedures to VP – Mortgage Compliance
EDUCATION, EXPERIENCE, AND CERTIFICATIONS
High School diploma or equivalent required.
Working knowledge of MS Excel, Word, Outlook and Power Point
Excellent oral and written communication and interpersonal skills with the ability to develop working relations with business associates at a positive level
Mathematical skill is that of ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals. Ability to compute rate, ratio, percent and to draw and interpret bar graphs.
Our Benefits Include
Medical, Dental Insurance
Life Insurance with Optional Employee paid Life Insurance & Long-Term Disability
401k with Employer Match
Health Savings Account
Excellent vacation benefits
BNCCORP, Inc., headquartered in Bismarck, N.D., is a registered bank holding company dedicated to providing banking and wealth management services to businesses and consumers in its local markets. The Company operates community banking, mortgage banking and wealth management businesses in Arizona, Minnesota and North Dakota from 20 locations. BNC also conducts mortgage banking from nine locations in Kansas, Missouri, Illinois, Minnesota and Arizona. BNC National Bank - Mortgage Division, headquartered in Overland Park, Kansas, is one of the leading national mortgage lenders and we are the home loan experts. Our organization has years of integrity, leadership, strength and stability making us highly respected in the industry, as well as throughout the communities we serve. We offer many different home loan programs including: FHA, Conventional, USDA, and VA. We are able to provide individualized service that is just right for our customers.
The Company offers financial products and services to meet the financial needs of its current customers, and potential customers, in the markets it serves.
Vision Statement: Delivering financial solutions business people demand.
BNC National Bank is an EEO/AA employer: women, minorities, the disabled and veterans are encouraged to apply.