"Point provides the opportunity to stabilize your financial situation without adding costly monthly payments." - Homeowner in Burlingame, CA
Here at Point, we're helping homeowners unlock the equity in their homes without taking on further debt. With an investment from Point, homeowners can de-leverage and diversify their wealth, freeing them up to invest in their business, renovate and maintain their home, eliminate debt, and tackle all of life's expenses from college tuition to medical bills. Our equity investment product is an advantageous alternative for homeowners and investors alike. When partnering with Point, investors now have access to a brand new asset class - homeowner-occupied residential real estate. Point is the first fintech product that is truly aligned with consumers' interests - when the homeowner does well, Point and its investors do well.
As a consumer fintech company, we embed integrity, transparency, and trust into everything we do at Point, including how we work. Whether you're a homeowner, investor, employee, or candidate, it's people who power our business. We keep the human experience top of mind.
Experts at work
We're on a mission to help the 23 million equity-rich, but cash-constrained Americans tap into their home's wealth. To do so, we have experience and expertise in all areas of the business, especially at the helm. Point's leadership have previously founded TrialPay (acquired by Visa), Yub (acquired by Coupons.com), Metails (acquired by Buy.com), SiteAdvisor (acquired by McAfee), Affirm, SendGrid (acquired by Twilio), and TXN (acquired by Envestnet).
Championed by the best
In 2019, Point closed a $22M Series B led by Andreessen Horowitz (a16z), Prudential Financial, and DAG Ventures. We've received funding from Ribbit Capital, Greylock, SV Angel, and Bloomberg Beta as well.
Point is looking for a dynamic attorney to help grow its proprietary home equity investment and mortgage lines of business. Experience in consumer financial services is a must as you will be advising the product, sales, and operations teams on federal and state finance and real estate laws. Mortgage experience is a nice to have. You will have a heavy external facing role, facing investors, auditors, examiners, and regulators. You will work closely with the leadership team on new product launches, development of policies and procedures, transactional matters, disputes, and everything else that comes up in a growing startup. This is a generalist role at day one but will eventually specialize as Point scales.
- 8+ years of experience advising on consumer financial products.
- Mortgage litigation or compliance experience preferred.
- Experience advising on compliance with federal and state real estate, consumer lending, consumer protection, and/or privacy laws.
- Excellent written and verbal communication
- Member in good standing of the State Bar of California or eligible for in-house exception.
- Extra points for former federal law clerks.
PERKS AT POINT
Point provides platinum-rated plans for medical (Anthem Blue Cross or Kaiser Permanente), dental (Delta Dental) and vision (The Standard). We cover 99% of employee premiums and 75% of dependent premiums.
Point participates in the Caltrain GoPass program which provides an unlimited train pass for work and personal travel. Alternatively, team members commuting by car will receive free parking in downtown Palo Alto.
Take time for yourself and your family when you want - Point has an unlimited vacation policy.
We encourage all team members to attend events hosted by our investors, external workshops and conferences. We believe in continuous improvement and want to support employees on their professional journeys.
Point will top off California PFL earnings to full salary for up to eight weeks, as well as two weeks of fully paid leave to be available after exhaustion of CA PFL. An employee can take reasonable vacation time in addition to the California PFL leave.
Work From Home Stipends
With employees working remote through June 2021, Point will provide employees a $50 monthly cell phone stipend and a $50 monthly internet stipend. In addition, we will reimburse up to $150 to help you purchase supplies for your home office.
Expected Salary Range: $180-200k
Expected Equity Range: 0.03-0.05%