Duties: Assist in the development and maintenance of models used to generate segmentation strategy and utilize these statistical behavior models to develop collections/default strategies. Design, implement, and track champion/challenger tests for collection/default strategies, utilizing multi-factor experimental design when applicable. Assist with implementation and monitoring of collections/default strategies via data extraction and reporting in support of mortgage banking portfolios. Develop reporting and analytics in support of collections/default strategies used across default organization. Propose new improvements for optimizing strategies by evaluating current strategies and assumptions. Perform ad-hoc research, analysis, and reporting as needed by senior management. Provide key control oversight and re-certification of collections/default strategies.
Minimum education and experience required: This position requires a Master's degree in Applied Statistics, Mathematics, or related field of study plus two (2) years of experience in the job offered or two (2) years of experience as a Credit Risk Analyst, Statistician, or related role. The employer will alternatively accept a Bachelor's degree and five (5) years of experience in lieu of a Master's degree plus two (2) years.
Skills Required: This position requires two (2) years of experience with the following skills: SQL; SAS; customer behavior analytics and segmentation; data mining and analysis; using Microsoft Excel and Powerpoint; and summarizing data analysis in presentation decks for management.