Duties and Responsibilities:
1. Analyze financial statements; capital structure, and bank’s documentation to determine restructure options for moderately sized and potentially complex transactions. Design and implement comprehensive strategies to either exit or retain (upgrade) relationship.
2. Analyze and determine impact of bankruptcy filings and protect bank’s position as creditor. Negotiate interim financing orders, conduct §363 and Article 9 sales.
3. Manages and coordinates foreclosure actions on delinquent mortgages, including the management and disposal of foreclosure properties.
4. Prepare and present to senior management recommendations regarding action plans.
5. Conduct negotiations with the borrower and borrower’s counsel and represent the bank in litigation and bankruptcy cases.
6. Manage outside counsel, property managers, and other consultants in the process of bankruptcy, repossession, restructure, litigation, and foreclosure.
7. Mitigate bank’s loss exposure regarding non-credit risk such as deposit accounts and treasury management products.
8. Maintains good working relationships with all bank employees and outside vendors. Demonstrates ability to work independently but also as a team player to contribute to the success of the overall organization.
9. Assumes additional special projects and responsibilities as required.
Operates a keypad device 30% of the day. Operates office equipment 5% of the day. Operates personal vehicle 5% of the day. The primary parts of the body involved in performing these tasks are the fingers, hands, thumb, wrists, elbow, legs, lower, and upper torso and feet. Sitting is required 90% of the day in a leaning position. Walking is required 10% of the day, which is slow in speed. Performs repetitive movements for typing up to 30% of the business day. Specific vision requirements include close vision of 18”-20” for computer work. Business travel is required to meet customers, attorneys, and consultants (usually same day travel). Potential exists for threat of physical harm due to the nature of the job.