Regional Community Bank, well capitalized, with a clean portfolio is looking to add to their Regional Charlotte based team of Professionals.
Position Summary: The Senior (SVP) Commercial Loan Officer is responsible, individually, for originating new financing transactions, and cross-selling the Bank’s other products and services. Active book for credit and deposit growth expertise preferred.
Roles & Responsibilities:
Business Development: Cultivates new lending opportunities that can be developed into strategic relationships. Responsible for annual goals tied to loan volume. Works closely with external partners to generate referrals and external network of centers of influence.
Credit Quality/Portfolio Management: While maintaining a strong customer focus and customer relations, assesses and monitors a commercial loan portfolio. Understands, adopts, and adheres to the Bank’s Loan Policy. Works with a large degree of independence. Provides accurate assessments of credit risk as exhibited by proper risk ratings, comprehensive and accurate credit applications submitted for approval, solid loan recommendations and proposed structures. Understands loan documentation. Maintains comprehensive and current credit files. Monitors risk (delinquencies, overdrafts, etc.). Provides timely information to management regarding potential portfolio issues.
Senior Officer Duties: Actively engaged in internally or externally in the community (chartable and/or business organizations). Actively works with all business areas to develop and maintain cross-selling opportunities.
Charlotte area banker, with solid client base and transportable "book"
Formal Credit Training preferred
5-8 years of direct commercial lending experience
Excellent communication and client service skills
Proven Annual Production
Proficient with Microsoft Office
Competitive Base Salary plus quarterly bonus