Bachelor’s Degree inapplicable and related field-Required
Master’s/Advanced Degree inapplicable and related field, ideally MBA-Preferred
License(s) or Certifications inCIA, CISA, CPA, CAMS, and/or CRCM-Preferred
Commercial credit background and expertise in credit analysis / underwriting is a requirement. Additionally, experience in credit review and/or credit audit is highly desirable.
A minimum of 10 years of credit and/or credit review experience is preferred, but competent candidates with solid potential but having less experience are also encouraged to apply.
Credit expertise may include one or more of the following segments:
Commercial and industrial lending; commercial real estate; trade finance; financial statement analysis; loan underwriting and structure; valuation; highly-leveraged transactions; accounting standards; Uniform Commercial Code; capital markets and other non-traditional credit areas including off-balance sheet credit risk; etc. (experience in 1st line underwriting and/or 2nd line credit risk management / adjudication and/or loan review is required).
Knowledge of Bank Audit Activities
Banking laws and regulations; region and branch banking operations; asset and liability management; treasury (including derivatives); lending (including evaluation of loan loss reserve, syndication desk, and other real estate owned); Allowance for Loan & Lease Losses); related systems and models; etc.
NOTE: There are currently 2 roles open. We are flexible on the seniority of the roles and will consider adjusting the level to a higher or lower band commensurate with candidates' expertise and experience level.
Equal Employment Opportunity Policy
Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.
Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.