Senior Manager, Senior Counsel - Consumer Auto Legal Team
As a Senior Counsel for the Consumer Auto Legal Team, you will apply your strategic and analytical skills to major challenges and new initiatives as a member of Capital One’s Financial Services (“FS”) Division. Capital One’s FS Division is headquartered in Plano, TX, and is a leader and pioneer in the auto finance industry that specializes in delivering Ai and tech-enabled auto finance solutions to dealerships and consumers alike.
As a member of the Consumer Auto Legal Team, you will partner with a passionate and customer-centric business that is fueling the future of one of the nation’s largest indirect auto-finance companies. You will help to identify risks and problem solve alongside a team of world-class professionals charged with designing and deploying strategies that ultimately impact the bottom line. You will roll up your sleeves and help build innovative digital products and services, like Capital One’s game-changing pre-qualification product Auto Navigator, while counseling the business on all things from strategy, risk mitigation, and inclusion. And you'll do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation and intellectual curiosity. In addition to joining our vibrant Capital One family, you will position yourself for what will be an exciting career with a leading player in the financial services industry while teaming with a diverse group of individuals at an organization that cares greatly for, and gives back to, the communities that it serves.
A successful candidate will display:
Strong executive communication skills
Impeccable written and oral communication credentials
Strategic-influencing skills and the ability to drive consensus across diverse teams through exercising sound judgment and employing interpersonal and negotiation capabilities
The ability to take complex ideas/problems and break them down into simple and digestible concepts/solutions
A successful track record of thriving and leading with heart, humility, and horsepower in a fast-paced, entrepreneurial, and dynamic environment.
Specific responsibilities include, but are not limited to:
Strategic Advice: Understanding the indirect auto originations business and rapidly evolving digital auto finance landscape, fostering innovation through an understanding of the applicable laws, and charting a course for rolling out innovative products, including advising on marketing and contracting strategies. You’ll drill down into how we do what we do, and why we do what we do, so we can build a better way. You’ll help us focus on the ‘customer experience.’ You’ll fight the good fight against acronyms, legalese, and corporate jargon in contracts and disclosures while helping the company navigate complex regulations.
- Translating: Understanding the law (e.g., privacy, antitrust, IP, Reg Z, Reg B/ECOA, FCRA, UDAAP), understanding the business, having a willingness to learn the technology (APIs, AI, machine learning) if you don’t know it already, and putting them all together in your brain. You’ll translate between dynamic business intent, regulatory requirements, legal guardrails, best practices, etc. You won’t need to know everything about everything, but you’ll need to know a little about a lot.
Business ownership: Working hand-in-hand with the business to solve problems in flight. You’ll need an ownership mindset and to view yourself as part of the business team. You’ll have a thirst to understand what you’re reading about – a “learning mindset” – that focuses on how to change the world in awesome ways rather than merely recite statutes and regulations.
Partnering to Foster Innovation: Collaborating closely with colleagues across the Legal Department to fully vet and scale risk. You’ll work to push responsible innovation in challenging gray areas. We place a high value on intellectual curiosity, particularly when combined with a “we’ll figure out a way” attitude.
Juris Doctor from an accredited law school
Active member in good standing of at least one state bar
At least 5 years of experience in a law firm environment or as in-house counsel for a Fortune 500 company
At least 3 years of litigation experience or advising on matters of regulatory compliance
3+ years of experience in advising financial-services (banking, mortgage, or auto-finance) or technology companies
3+ years of experience working as an attorney on tech, data, or product development
Extensive experience advising companies on matters of regulatory compliance, including compliance with UDAAP and the FCRA, GLBA, ECOA, and TILA
Ability to work effectively both in teams and independently, make effective and integrated decisions, and collaborate effectively with associates at all levels in the company
Ability to deal with ambiguous situations, complex concepts, and details
Excellent written and oral communication skills with the ability to influence others
Strong analytical and problem-solving skills
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
No agencies please. Capital One is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
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